The fit-out quote lands, and it’s far above the money you have saved. You still need the deposit, the kitchen equipment and cash to run the place. Where can you cut and still open, and what must you leave alone? It’s a question we hear all the time from people getting ready to open.

The money needed to open a restaurant covers the deposit on the unit, the interior and exterior fit-out, kitchen equipment, fixtures and furnishings, and working capital for after opening. Used materials and DIY can cut the cost of dining-room furniture such as chairs, tables and lighting, and of interior finishing work that needs no licence. They can’t cut the deposit, licensed work such as electrical, gas, water and drainage, or working capital.

In this article, Tenpos Kawaguchi Interior Materials (Kawaguchi, Saitama; 1,254 m²) uses a Japan Finance Corporation survey and prices from our own online store to set out typical startup costs and their breakdown, and which costs used materials and DIY can and can’t cut.

How much does it cost to open a restaurant?

A good benchmark comes from the Japan Finance Corporation (JFC), a government-owned lender, and its annual survey of new businesses. In the FY2025 survey, the median startup cost was 6 million yen and the average was 9.75 million yen.

By range, 20.1% of businesses opened for under 2.5 million yen and 21.7% for 2.5 to 5 million yen, so more than 40% started on less than 5 million yen. The average sits above the median because a small number of large openings pull it up; the median is closer to what most owners actually spend.

Note that the survey covers all industries, including services, healthcare and welfare, not just restaurants (restaurants and accommodation made up 14.5% of new businesses). Restaurants need kitchen services and equipment, so build up your own figure from the breakdown below.

Source: JFC Research Institute, “FY2025 Survey of New Business Startups” (Japanese; published December 2025, checked 4 November 2026)

What goes into the startup budget?

A restaurant’s startup budget splits into capital costs for building the restaurant and working capital for running it after opening. The JFC’s startup guide for restaurants includes a sample business plan totalling 10 million yen.

TypeItemSample amountWhat it covers
Capital costInterior and exterior fit-out4,000,000 yenStrip-out, floors, walls, ceilings, electrical, water and drainage, gas, ventilation, signage, etc.
Capital costKitchen equipment1,500,000 yenRefrigerators, ranges, sinks, ice machine, etc.
Capital costFixtures and furnishings1,000,000 yenChairs, tables, lighting, tableware, POS register, etc.
Capital costDeposit1,200,000 yenMoney held by the landlord when you lease the unit
Working capitalStock, advertising and other expenses2,300,000 yenStock 900,000 yen; advertising and other expenses 1,400,000 yen

* The amounts are the JFC’s sample figures, not averages or benchmarks. The “What it covers” column is our own summary of the main items in each line.
Source: JFC, “Startup Guide Plus” for restaurants (September 2025), sample business plan (Japanese; checked 4 November 2026)

In the JFC sample, the fit-out accounts for more than half of the 7.7 million yen in capital costs. The fit-out and the fixtures and furnishings are also where there is the most room to bring costs down.

Which costs used materials and DIY can cut, and which they can’t

Used materials and DIY can cut costs that need no licence and where you can judge the quality with your own eyes. Work that the law says needs a licence, and money fixed by the lease, can’t be reduced this way.

ItemCan used or DIY cut it?Why, and what to watch
Fixtures and furnishingsYesChairs, tables, lighting, doors and decor can be bought used after checking the actual piece
Interior finishesPartlyWork that needs no licence, such as painting dining-room walls, putting up shelves and assembling furniture, can be done yourself. Wall and ceiling finishes may fall under the interior finish restrictions of the Building Standards Act
Electrical, gas, water and drainage workNoLaws and local regulations require a licence or a designated contractor. Not DIY work
Kitchen floors, walls and sinksHard to cutMust meet the public health centre’s facility standards, which differ by municipality
DepositNoSet by the lease. With a second-hand restaurant space, you may also pay for the outgoing tenant’s fit-out
Working capitalDon’t cutCarries you through the months after opening when sales fall short of plan

Under the Electrical Contractors Act, only a licensed electrician may do electrical work (apart from minor tasks that a ministerial ordinance treats as posing no safety risk). For the water supply, the Waterworks Act lets the local water utility designate approved contractors, so you hire a contractor designated by your local utility. Drainage work is done by contractors designated under the municipality’s sewerage regulations; city gas work by the gas company or its designated contractors; and LP gas work by a certified LP gas equipment technician.

Set electrical, gas, water and drainage work aside from the start as jobs for licensed tradespeople. Where to draw the line between what you can do yourself and what needs a licence is explained stage by stage in “How to combine DIY with licensed trades”.

Sources: Electrical Contractors Act, Article 3; Waterworks Act (e-Gov law search, Japanese; checked 4 November 2026)

What does it cost to furnish a dining room with used pieces?

You can estimate the cost of furnishing a dining room with used pieces from the prices in our online store. Of the 371 items listed on 7 October 2026 (all used), the median price was 8,800 yen including tax, and more than half (209 items) cost 10,000 yen or less.

ItemQuantityMedian (incl. tax)Subtotal
Chairs208,800 yen176,000 yen
Tables511,550 yen57,750 yen
Lighting44,400 yen17,600 yen
Total251,350 yen

* A rough guide based on the median price for each category. Whether you can get enough of the same piece depends on stock. Shipping not included. Stock and prices change daily.
Source: Used Restaurant Interior Materials: Prices in October 2026 (371 Items in Our Kawaguchi Online Store)

The JFC sample allows 1 million yen for fixtures and furnishings. That figure also includes tableware and a register, so it isn’t a like-for-like comparison, but knowing that 20 chairs, 5 tables and 4 lights come to around 250,000 yen gives you a sense of scale when setting the budget.

The catch with used furniture is whether you can find 20 matching chairs. Many used pieces are one-offs, so the same model may not be available in the numbers you need. If you have a lot of seats, check stock levels first, or plan to mix different chairs.

Which costs should you not cut?

When trimming the budget, keep your working capital and a contingency fund. You may manage to open by cutting back on the fit-out and furniture, but if the money runs out after opening, you can’t keep the restaurant going.

The JFC startup guide asks owners to check that they have working capital for advertising and recruitment at opening, along with enough to cover around six months of losses. Plan your working capital on the assumption that some early months will fall short of your sales targets.

During a fit-out, extra costs can appear from problems found after work starts or from “excluded works” not in the quote. The situations where this tends to happen are covered in “Eight places restaurant fit-out costs creep up”. Put the money you save with used materials and DIY into this contingency first, so that extra costs during the works don’t drain your funds.

Start by entering your own figures into the sample table and marking each line “can used or DIY cut it?”. Once you have split the costs you can cut from those you can’t, you’ll know where to spend time hunting for cheaper materials and where to keep money in reserve.

How we can help bring your startup costs down

Tenpos Kawaguchi Interior Materials helps owners open by cutting purchase costs with used materials, doing what they can themselves, and bringing in licensed tradespeople only for the work that needs them.

  • Choose used materials in person: On a single 1,254 m² floor, you can see and handle chairs, tables, lighting, doors, flooring and reclaimed timber. Everything on the shop floor has been inspected, cleaned and repaired in our own workshop.
  • Hold items to suit your build schedule: We agree how long to hold items around your works schedule. Trucks up to 4 tonnes can load on site, and we deliver anywhere in Japan from the store (large items and some locations by arrangement).
  • Bring in tradespeople only where needed: We introduce craftsmen only for licensed work such as electrical, gas, water and drainage (no introduction fee for clients, free quotes, and you contract and pay the craftsman directly).
  • Check your layout in 3D: Create a 3D floor plan with our staff in store, free of charge (by appointment; viewed on our in-store screen, not an official drawing).

Tenpos Kawaguchi Interior Materials
3-32-24 Sakashita-cho, Kawaguchi, Saitama / Open 10:00–19:00 every day (closed over the New Year holidays)
Tel +81-48-285-2027 / Parking available (trucks up to 4 tonnes, loading on site) / Payment: cash, card or PayPay

Talk to us about your build → Book a visit (materials, 3D plans) →

FAQ (startup costs)

How much of their own money do most new owners put in?
In the JFC’s FY2025 survey (all industries), new businesses raised an average of 12.19 million yen, of which 2.79 million yen (22.9%) was their own money and 8.27 million yen (67.9%) was borrowed from financial institutions and others. Your share of own funds affects how much you can borrow and how heavy repayments will be, so talk to your lender in advance.
When should I get quotes, and from how many contractors?
Getting a rough fit-out quote before you commit to a unit lets you compare the total cost of each option. The JFC startup guide also asks owners to get quotes from at least two contractors to check that the price is reasonable and to get a feel for the market rate.
How much does taking over a second-hand restaurant space save?
The saving on a second-hand restaurant space depends on whether the existing equipment can be used as it is and how much you pay the outgoing tenant for the fit-out, so there is no single figure. The JFC startup guide also asks owners to check the breakdown and fairness of the price for the fit-out and equipment being handed over, and to find out why the previous owner closed.
When is the best time to buy used furniture before opening?
Used furniture is best chosen once your layout and seat count are settled and the fit-out schedule is in sight, so you know the quantities and sizes you need. Tenpos Kawaguchi Interior Materials can hold the pieces you choose to suit your works schedule, so you won’t have to find storage mid-build.